What is phishing?

This technique has been in existence for years, because it works. It’s a way hackers con you into providing your personal information or account data. Once your info is obtained, hackers create new user credentials or sneak into your system to steal sensitive data.

Phishing emails today rarely begin with, "Salutations from the son of the deposed Prince of Nigeria..." and it's becoming increasingly difficult to distinguish a fake email from a verified one. But, most have subtle hints of their scammy nature. Here are seven email phishing examples to help you recognize a malicious email and maintain email security.

1. Legitimate companies don’t request your sensitive information via email

Chances are if you receive an unsolicited email from an institution that provides a link or attachment and asks you to provide sensitive information, it’s a scam. Most companies will not send you an email asking for passwords, credit card information, credit scores, or tax numbers, nor will they send you a link from which you need to login.

2. Legitimate companies know how to spell Possibly the easiest way to recognize a scammy email is bad grammar. An email from a legitimate organization should be well written. Little known fact – there’s actually a purpose behind bad syntax. Hackers generally aren’t stupid. They prey on the uneducated believing them to be less observant and thus, easier targets.

3. Legitimate companies don’t force you to their website

Sometimes phishing emails are coded entirely as a hyperlink. Therefore, clicking accidentally or deliberately anywhere in the email will open a fake web page, or possibly download spam onto your computer.

4. Legitimate companies don’t send unsolicited attachments

Unsolicited emails that contain attachments reek of hackers. Typically, authentic institutions don’t randomly send you emails with attachments, but instead direct you to download documents or files on their own website.

Be on the lookout for high-risk attachment file types include .exe, .scr, and .zip. (When in doubt, contact the company directly using contact information obtained from their actual website.)

5. Legitimate company links match legitimate URLs

Just because a link says it’s going to send you to one place, doesn’t mean it’s going to. Double check URLs. If the link in the text isn't identical to the URL displayed as the cursor hovers over the link, that's a sure sign you will be taken to a site you don’t want to visit. If a hyperlink’s URL doesn’t seem correct, or doesn’t match the context of the email, don’t trust it. Ensure additional security by hovering your mouse over embedded links (without clicking!) and ensure the link begins with https://.

THREATS OF ACCOUNT DEACTIVATION